Frugality and minimalism are sometimes thought to be opposites. How can you save money if you don’t stock up on sales? How can you keep minimal possessions without spending extra when you need to buy something you got rid of last month??

BUT there are a lot of places where they overlap.

In fact, I’d argue they are more similar than they are different. Only at the extreme ends of each spectrum are they opposite. In the middle they share many features.

Read about what is the opposite of minimalism?

Other frugal minimalist blogs out there talk about how frugality and minimalism are alike.

frugal minimalist striped shirt

Find out if you are a frugal minimalist with this handy info. I’ve included lots of examples to help you determine what is a frugal minimalist!

Of course everyone is going to identify at a different place on the spectrum, but there is more overlap than not! You might even find yourself moving back and forth along the continuum depending on what’s going on in your life!

You might also not feel like you’re on the frugal minimalist spectrum at all. That’s ok too. There are all types of people and it’s not necessarily better to be a frugal minimalist than not. However, this blog is for those who really relate to that term.

From my perspective, frugality and minimalism can exist separately, but they can also coexist on a spectrum, with extreme frugality on one end, and extreme minimalism on the other.

Frugal Minimalist Scale

Where are you right now? Have you changed over time?

What is a frugal minimalist?

It’s a person who combines both frugality and minimalism into their life, whether intentionally or not.

Minimalism is about owning less. Frugality is about spending less.

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Frugal minimalist living is basically the same as simple living

Simple living is generally simplifying your life by owning less and being more self sufficient (“don’t buy, DIY!”). It’s about being satisfied with what you have vs focusing on what you want.

Read quotes about simple living

A frugal minimalist spends money that aligns with their goals. They’ll spend money based on VALUE, rather than cost. They would likely realize that spending an hour to save $1.50 isn’t worth it, because they place value on their time.

Minimalism is about the number of possessions to a degree, but it’s so much more than that.

It’s a whole mindset of minimizing distractions, minimizing what doesn’t matter to make room for the things that do matter. Things meaning more than just physical objects.

‘Things’ can include possessions, thoughts, people, habits, etc. You can minimize anything that isn’t helping you get what you want out of life.

An extreme minimalist might want to simplify their grocery shopping routine so much that they never look at prices and always just buy what they have planned for dinner, regardless if it’s on sale or not.

They don’t want to spend any mental energy to save money.

An extremely frugal person might be a borderline (or full blown) hoarder. “I might need this someday” is their motto. An extremely frugal person might also spend an hour driving to several stores to save $1.50 off their groceries.

A frugal minimalist is in between these two extremes.

They want to buy less AND spend less when they do buy something.

They aren’t afraid to spend more, if it provides higher value. Ie: buy 1 pair of high quality winter boots that will hopefully lasts years vs. buying the cheapest boots you can find that might only last 1 season or less.

They’d have a few pairs of high quality footwear, rather than 20+ pairs of cheap shoes, none of which are quite right.

Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More

Mrs. Frugalwoods

Is frugal the same as cheap?

I think a lot of the confusion of a frugal minimalist comes from the confusion between frugal vs. cheap. If you think frugal and cheap mean the same, then it makes sense why frugality and minimalism seem so opposite.

Frugal actually refers more to saving money wherever possible so you have the money to spend on things that matter. In that way, frugality and minimalism are very similar.

Cheap means to spend as little money as possible no matter the outcome. Cheapness is actually pretty short-sighted as buying cheap things tends to cost you more in the long run.

Or cheapness might allow you to save the most money possible, but miss out on enjoying some things because they cost money.

Read more about frugal vs cheap

How minimalism saves money

To put it shortly: minimalism can save money, but it doesn’t automatically save money.

Most pure minimalists aren’t particularly focused on saving money. There are many examples of how minimalists spend more money in pursuit of getting what they want.

That being said, there are plenty of examples of how to use minimalism to save money if you want it to.

The main example is buying less!

Minimalists want to own less stuff, and one way to own less is to buy less. Buying less, and especially not buying anything you don’t need, is a great way to save money!

Read more about minimalist finances

golden piggy bank

A frugal minimalist person’s mindset is positive, or at least accepting of what they have:

  • I don’t have much, but I’m grateful for what I have
  • I have just what I need
  • I don’t need/want _____ even though others have it
  • I choose to spend my money on _____ instead of _____

They avoid negative thought patterns such as:

  • I never have enough money
  • I’m poor
  • I can’t afford _____
  • I wish I had ______

Instead of having expensive hobbies that require owning special equipment/”things”, common hobbies include:

  • cooking
  • baking
  • DIY
  • enjoying nature
  • home decor
  • visiting free attractions
  • gardening
  • side hustles

Some of their interests might include:

  • saving money
  • home decor
  • healthy living
  • helping the environment
  • simple living

A frugal minimalist enjoys the life they are living or at least what they’re working towards. Some of their leisure time is spent on earning extra money or saving money with DIY, for example.

Some words used to describe frugal minimalist living:

  • grateful
  • equanimity
  • simple living
  • peaceful
  • abundant life with less
  • eco-friendly
  • intentional living

Frugal Minimalist Mantras:

  • less is more
  • I have enough, I am enough
  • live with less
  • don’t buy, DIY!
  • does this align with my core values?
  • the kitchen is the heart of the home
  • buy it for life
  • keep it simple
woman meditating with piggy banks

Frugal minimalist vibes:

  • crunchy hippie
  • decluttering mom
  • outdoorsy
  • DIY

Buy what you need. Use it. Care for it. Be content with it.

Who is a frugal minimalist? Here are some examples to help you identify them:

Frugal vs Minimalist Eating:

A really frugal person might buy only the food that’s cheapest and on sale.

A minimalist might buy whatever food they want, no matter the price.

If you’re interested in more info about what a minimalist diet looks like, read my article about it HERE.

Frugal minimalist living is somewhere in the middle.

They probably watch the sales and know that they can go without a food for a week and get it on sale next week or just substitute it for the next best thing. They’re generally pretty flexible but still want to buy quality food. The recipes are likely to be simple, healthy ingredients with simple instructions.

Frugal Minimalist Home:

A frugal minimalist home is humble but comfortable. They try to keep the clutter down and not have too many possessions. The possessions they do have are a good mix of free, thrifted, DIY, and found on sale.

The aesthetic can vary from a classic minimalist Scandinavian vibe, to a frugal minimalist hippy eclectic vibe. Really anything goes as long as it’s comfortable for you!

Hygge minimalism


Frugal minimalists use libraries. You get to read books for free, and don’t clutter your house with them.

Frugal vs minimalist when it comes to books:

A frugal but not minimalist person might still accumulate books as gifts or bought inexpensively and end up with too many.

A minimalist but not frugal person might get rid of all physical books and replace them with digital books. This is just one form of digital minimalism.

I’m always a fan of Kindle or audio books to keep my life more simple and less cluttered. If this is you, get a 30 day free Audible trial or 30 day free trial of Kindle Unlimited.

frugal minimalist Lady using library

Grocery shopping:

A frugal but not minimalist person might spend hours finding coupons and deals and shopping around to stock up on non-perishables for nearly free.

A minimalist but not frugal person might get their groceries delivered to save time and simplify the whole grocery routine. They might even get meal kits delivered so there is no meal planning to do at all.

See what a minimalist grocery list looks like in this article.

A frugal minimalist will find somewhere in between that suits their needs. They likely won’t spend tons of time to save every penny possible. They might even pay a bit extra for some convenience (though not at the risk of their budget).

Find out if couponing is even really worth it.

save money on groceries


Frugal Minimalists are conscious consumers. When gift giving, they tend to want to incorporate their values into the gift as well. I made a guide to help you with some frugal minimalist gift ideas HERE.

Time Management:

An extremely frugal person might trade lots of time for money.

A minimalist might trade lots of money for time.

A frugal minimalist values both and tries to meet in the middle. Some things might be worth spending more money on to save time, other things might be worth spending more time on to save money.

The best solutions save both time and money! ie: cutting your hair at home

Frugal Minimalist Wardrobe:

Clothing is a great example of where frugality and minimalism go hand in hand. Buying fewer clothes of higher quality saves money in the long run!

A frugal minimalist will not have too many clothes and the clothes they do have are mostly timeless. Most of the clothes were bought on sale or secondhand. Many items might even be hand-me-downs or from a clothing exchange!

Minimalist vs frugal clothes:

A strict minimalist likely has very few clothes, maybe even a capsule wardrobe. They are likely timeless, high-end investment pieces.

A very frugal person focuses less on how many clothes they have, and more on how much was spent. They may love thrifting and end up with an overflowing closet if they’re not careful!

are you a frugal minimalist?

Buying less stuff

Buying less stuff is obviously minimalist. You want to limit the amount of things in your house, so you buy fewer things, less often.

Buying less is also quite obviously frugal. The less you buy, the less money you spend!

I think the best place where frugality and minimalism overlap is not in BUYING less, but in actually coming to a point where you WANT less. From there, you can even get to a point where you NEED less.

For it to work, the mindset needs to be in a place of choice, not necessity. If you constantly feel deprived because you gave up too many things, or you won’t allow yourself any fun with your money, it’s not a sustainable choice. You’re likely going to go out and splurge on something and blow the budget!

If this happens to you, you’re being too restrictive! Give yourself grace! There is no need to live in the extremes.

Frugal minimalism both takes privilege and provides it

Frugality and minimalism as a choice can be done by virtually anyone who wants to.

It’s a hard topic for those who are struggling with money. I truly believe that even if you’re struggling with money, adopting a frugal minimalist mindset will help you.

Feel gratitude for all the privileges you have. If you’re reading this right now, take a moment to feel grateful for having access to the internet. A privilege that BILLIONS of people still don’t have.

Frugality and minimalism work soooo well together when you set your life on a base of gratitude and respect for what you have.

These attitudes will help you feel like you have enough, even if you have little.

Frugality and minimalism are gifts you can give to yourself to take control of your financial future and live a life that more closely aligns with what you want.

Do you consider yourself a frugal minimalist? Leave a comment to let me know where you fall on the scale between frugality and minimalism!

What is a frugal minimalist?

Read more about being a frugal minimalist:
Top Frugal Minimalist Blogs and YouTubers
Frugal Minimalist Pantry Staples
Minimalist Gift Ideas for Frugal People
Eating a Minimalist Diet

4 Comments on Your Guide to Frugal Minimalist Living

  1. I just found your blog and I have to say that I love it! Very informative and perfect for my current phase of life. I am on a journey to become a frugal minimalist and I would say that I am about 65./ of the way there. I have 4 young kids (ages 8-3) so I do find it’s taken me more time to implement new strategies into our home. I am very happy with what we have done, so far,and I can see the positive changes in all 6 (my husband Included) of us!! I will definitely be back for further inspiration!!

    • Thanks for stopping by Tiffany! I’m so glad it’s resonating with you 🙂 Feel free to let me know if you have any specific topics you want me to cover!

  2. I’d say I’m curious about- and aiming to move toward – a frugal minimalist life. I am trying not to buy stuff on an impulse and declutter my physical and digital spaces. But I will not give up my books! Lol

    • Thanks for sharing 🙂 it’s definitely a lifelong process, just like working on our health. It’s more about the journey than the destination. And definitely don’t give up your books if you love them and have room for them!!

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